20 m+

Cards Issued

who we are

Empowering your business for the future

QOR Universe aims to become a leader in incentive and rewards worldwide which include VISA CARD Licenses in specific industry. The Company was launched with the vision of making real time and instant rewards. The Company simplifies any rewards program in the program in the world with a define real time redemption, plus can automate any paper or cash program to a full time automation to an app. The Company works to ensure extra security for all transactions using a broad range of fraud tracking tools. The Company’s management philosophy is based on responsibility and mutual respect. The mainstay of our strategy is to offer a level of client focus that is superior to that offered by our competitors

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Huguette Masse

CEO, Board Member

Diana Marie Fletcher

Co-Founder

Ms. Diana Fletcher and Ms. Huguette Masse founded TRU in March 2003 and move to the NEXT evolution and incorporated QOR Universe in March 2003 with the objective of finding a niche for their company’s services in the competitive payments industry. In the beginning, QOR Universe had 10 employees, including Diana and Huguette, and the company’s sign-up rate was only one or two customers per day. Then QOR Universe started to grow and went from only Loyalty, to rewards, to gift cards, to open loop and closed loop products including but not limited to debit card, credit card and prepaid cards.. This helped increase the company’s service accessibility and enhanced its status in the market. QOR Universe’s product offering is next to no ones else in the marketplace worldwide. Since its inception, QOR Universe has over seven million members and 230 employees. Most of the original employees are still on board helping QOR Universe move forward. As the company has grown QOR Universe has been able to solidify its professional relationships and now provides the best service possible to their growing customer base. QOR Universe tailors solutions for non-bank customers and provides a focused partnership approach. The organization is helping to shape the evolving financial services landscape by directly investing in innovation and acquiring complementary businesses that strategically expand its suite of services. QOR Universe has a national presence with corporate headquarters in Toronto Canada,.soon to be Dubai in the Middle East. QOR Universe is recognized as a leading loyalty incentive and payments company. We design exceptional customer experiences catered to their business, deliver world-class service and help our partners earn their customers’ trust every day. We are dedicated to building solutions that deliver superior services in an innovative and compliant manner The result? QOR Universe has taken a position at the center of the 21st century payments landscape to become one and only of its kind.:

QOR Universe adaptable partnership approach could not succeed without a commitment to innovation and creative problem solving. Founded on the premise that there are always customers that require new ways of delivering services, QOR Universe has the resources dedicated to support our partners’ drive to innovate.