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Our Members in Millions
Built for Enterprise Programs
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Global B2B marketing and program
QOR Circle is a global B2B marketing and program solutions company serving corporations, institutions, and enterprise partners worldwide.
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Global corporate marketing and engagement
We help clients create meaningful engagement with customers, employees, channel partners, and members through thoughtfully designed programs that combine marketing strategy, reward structures, operational coordination, and global delivery support.
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Corporate partner focused
We are not a direct-to-consumer company. We are a corporate partner built to support organizations that require tailored, scalable solutions.
What we do
Advancing Businesses to the Next Level
Corporate Incentive
Programs
We help organizations create incentive programs that motivate action, improve performance, and strengthen relationships.
Loyalty and Engagement Programs
We design solutions that encourage repeat behavior, deepen brand loyalty, and support long-term engagement.
Employee Recognition Programs
We work with our clients to scale card programs quickly, using industry-leading expertise and a host of in-house services.
Promotions and Rebates
We help structure and manage promotions, rebate campaigns, and targeted marketing initiatives.
Global Payout and Reward Solutions
Where required, we integrate payout and prepaid solutions into wider marketing and loyalty strategies.
Enterprise Program Management
We coordinate stakeholders, suppliers, mechanics, and execution details from launch through delivery.
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Million Cards Issued
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30+
Award winning 30+ years in the industry
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500+
Businesses that use our modular solutions
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100+
Use Cases
Common Faq’s
Proven Solutions for Your Success
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QOR Universe, is an world-wide, female-led Marketing company set on a mission to disrupt and innovate the worldwide payment ecosystem using our innovative bank-agnostic FinTech platform. We re-imagine loyalty and payments combining 30+ years experience with the vast capabilities of our bank-agnostic FinTech platform.
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The QOR Universe Prepaid Card is not a credit card. It is a prepaid, stored value payment card. Once funds are deposited on your card, you can make purchases, in-store or online, for goods and services at millions of locations worldwide where Visa® is accepted, subject to our Partner Bank restrictions.
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Our company aims to build smarter, best-in-class disbursement solutions using the latest in fintech technology designed to deliver more rewarding, user friendly-experiences, that impact both the well-being and daily lives of our clients and customers, all from a single source.
In 2001, our founders had the vision to enhance traditional rewards and loyalty—one that provided real-time gratification while helping businesses reduce inefficiencies and gain a clearer understanding of their clients.
Today, we work with a growing network of over 500 brands across different industries, helping them manage and disburse billions of dollars to over millions of cardholders worldwide. -
Customizable Funds Access
Distribute cards that can be used anywhere Visa is accepted, including ATMs and retail outlets. Configure your program to allow or restrict access via geo-location or merchant categories.
Reloadable Payments
Reload cards up to a maximum balance of $5,500 at any given time. Add additional funds at any time, as needed in real-time.
Spend Restrictions
Merchant Category Code (MCC) and geo restrictions, allow purchases to be limited to specific merchant types based on each individual partner’s needs.
Virtual Card Option
With Virtual cards, recipients can instantly claim and use a virtual card online.
Cash-back
Offer cash-back offers at hundreds of eligible merchant locations, earn points on your card that convert to cash.
Mobile Access
Extend payment features and card management while gaining an extra added layer of security protection.
Our Solutions
Solutions as unique as your business
Deliver the right incentive every-time with the flexible rewards, accepted at millions of locations that accept Visa® in-store and online.
We give business owners the power to customize payments to best suit your needs and user preferences.
Improve engagement and build a culture of excellence across your entire organization with on-the-spot rewards for recognition, events, bonuses and more.
Avoid exceeding travel, overhead and employee expenses and gain control over your expenses. Customize spend, streamline reimbursements and leverage on-demand reporting for greater visibility.
Foster, enrich and retain long-term loyalty with our award-winning points-to-cash platform. Attract and retain more clients with flexible parameters for any size of businesses.
Our 4 simple step
Empowering Your Business with Vision
Process 01
End to End Customization
Process 02
Program Support Built-in
Process 03
On-demand Card Management
Process 04
Performance
Insights
Clients review
What Our Customers Are Saying
Where Marketing, Meets Payments
We don’t believe in one size fits all solutions. Let us customize your needs.
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We approach each project customized.
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We measure the success
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Our company offers a range of consulting
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Localized Banking In Countries
46+